Appraisal services for the Portland metropolitan area homeowners
Check out the top 7 reasons Oregon homeowners hire Winn Appraisal Services:
We at Winn Appraisal Services understand the individual needs of a consumer after appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, lawyers, and CPAs. As our client, you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis.
For Sale by Owner/Pre-Listing ServicesIt's very hard to be objective about your home because of your emotional attachment to it. Our professional appraisers at Winn Appraisal Services are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a very valuable negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value estimation than yours.
Challenge the County's assessment of your propertyYour local tax assessor may have your house overvalued if you live in an area that's going down or is not appreciating as much as other properties close by. This means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. An expert appraisal from Winn Appraisal Services is your strongest weapon when contesting your property tax assessment.
Need to cancel PMI?PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI eliminated from your loan. At Winn Appraisal Services, we're seasoned in helping customers just like you rid themselves of unwanted PMI insurance.
Recently got a freeze to your HELOC?If your home is in or near a declining area, your lender may just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult from a cash flow angle, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Winn Appraisal Services can help you reinstate your HELOC.
Field and Desktop Appraisal Review ServicesWould you wish a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you need a veteran appraiser to double-check your appraisal for accuracy? In a field review we will go out and check the subject and comps in question. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? We can assist you. Although most appraisal reviews are commissioned by lenders for quality control, homeowners that have reason to believe they've been the victim of mortgage fraud are prudent to invest in a second opinion.